With funding from the New Zealand Aid Programme, Women’s World Banking conducted a gender study in Papua New Guinea (PNG) and Samoa to explore women’s ability to access and control financial resources and analyze the issues that must be addressed in order to provide effective financial services to women toward their deepened financial inclusion. This document represents a comprehensive analysis of insights drawn from women’s perceptions of their financial behavior. The recommendations found in this report are directed toward donors and practitioners in the region and are intended to serve to stimulate dialogue toward the development of strategic entry points to deepen women’s financial inclusion in the Pacific.